Welcome to Otero Property Adjusting & Appraisals
We are public adjusters serving Crestview, FL, We are licensed professional who represents policyholders during insurance claims to help them receive fair compensation. Unlike insurance company adjusters, a public adjuster works directly for the policyholder. They assess and document damage, negotiate with insurance companies, and clarify insurance policy details. Public adjusters handle various claims, including property damage from hurricanes, tornadoes, floods, water leaks, mold, fire, and smoke. They also manage claims for vandalism, theft, roof and flooring damage, income loss from business interruptions, and property that is no longer livable. Public adjusters simplify the claims process, aiming to maximize compensation and ease the stress of dealing with insurance claims.













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If you're dealing with mold damage and need help navigating your insurance claim, our team is here to support you. We’ll review your policy, explain your coverage, and help you understand the best course of action to maximize your claim. Don't face the process alone—contact us today!


I understand the importance of fire damage assessments. Fire and smoke can cause hidden, extensive damage that is often undervalued by insurance companies. With my expertise, I can help you get the compensation you deserve for your losses. I know how to properly document losses, challenge low offers, and fight for the full compensation you deserve. I will ensure that nothing is overlooked in your recovery.