Public Adjuster in St. Petersburg, FL

Tell us about your claim

Welcome to Otero Property Adjusting & Appraisals

We are public adjusters serving St. Petersburg, FL, We are licensed professional who represents policyholders during insurance claims to help them receive fair compensation. Unlike insurance company adjusters, a public adjuster works directly for the policyholder. They assess and document damage, negotiate with insurance companies, and clarify insurance policy details. Public adjusters handle various claims, including property damage from hurricanes, tornadoes, floods, water leaks, mold, fire, and smoke. They also manage claims for vandalism, theft, roof and flooring damage, income loss from business interruptions, and property that is no longer livable. Public adjusters simplify the claims process, aiming to maximize compensation and ease the stress of dealing with insurance claims.

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You can take the first step in understanding your insurance claims by following the links below.

Aerial view of hurricane-damaged homes with roofs missing, debris scattered across yards, and parked cars on a residential street, illustrating the impact of severe weather on property.

Hurricane Damage

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Man documenting water damage in a kitchen while woman holds a blue bucket, emphasizing the importance of assessing and managing water damage claims.

Water Damage

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Fire-damaged kitchen with charred cabinets, ash-covered countertops, and debris from smoke damage.

Fire Damage

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Man assessing vandalism damage in a property, holding a red clipboard, in a partially destroyed interior setting.

Vandalism Damage

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Public adjuster assessing roof damage with insulation exposed, homeowner observing, context of insurance claims for property damage.

Roof Leaks

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Flooded laundry room with water damage, washing machine, potted plants, and scattered towels, illustrating the impact of water leaks and flood damage related to insurance claims.

Flood Damage

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Mold damage on interior wall, illustrating the impact of water leaks, relevant to insurance claims for property damage.

Mold Damage

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Unemployment claim form on a wooden table, emphasizing personal information fields for submitting claims.

Income Loss Claim

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Tornado damage scene with debris, destroyed furniture, and remnants of homes, illustrating the impact of severe weather on property, relevant to insurance claims for tornado-related damage.

Tornado Damage

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Person in a black mask and gloves stealing a television, representing theft claims related to property damage.

Theft Claims

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Public adjuster inspecting damaged window with clipboard in hand, assessing property for insurance claims related to vandalism and structural damage.

Public Adjuster

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Two individuals shaking hands, one holding a clipboard labeled "INSURANCE," symbolizing negotiation and agreement in the insurance claims process.

Loss of Use Claims

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Cracked flooring damage highlighting the need for public adjuster services in insurance claims related to property damage.

Floor Damage

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Recent Jobs and Reviews in St. Petersburg, FL

Job Locations and Reviews

Damaged house collapsed on sandy ground, illustrating severe hurricane damage, relevant to public adjusting services for insurance claims.
Otero Property Adjusting & Appraisals logo featuring a stylized house and roof design, representing public adjusting services for insurance claims in St. Petersburg, FL.
Alexander L. Checked in
I am a licensed insurance agent who specializes in hurricane damage. I work with homeowners and businesses to help them navigate the insurance claims process and get the compensation they need to rebuild their homes and businesses. I have years of experience working with insurance companies and know how to get the best results for my clients.
St. Petersburg, FL
Aerial view of residential neighborhood in St. Petersburg, FL, showing extensive tornado damage with uprooted trees, damaged roofs, and debris scattered across lawns, highlighting the impact of hurricane-related destruction.
Otero Property Adjusting & Appraisals logo featuring a stylized house and roof design, representing public adjusting services for insurance claims in St. Petersburg, FL.
Alexander L. Checked in
Your home, your family, your peace of mind—we protect them all by fighting for a fair hurricane damage settlement. Reach out now to get started.
St. Petersburg, FL
Damaged ceiling with exposed wood beams, insulation, and signs of water intrusion, illustrating the impact of hurricane damage on property.
Otero Property Adjusting & Appraisals logo featuring a stylized house design, representing services in hurricane damage claims and insurance assistance.
Tamara G. Checked in
Hurricane damage can be devastating and insurance claims can be hard to navigate. At Otero Property Adjusting & Appraisals we are there for you as a guiding hand every step of the way. If you’re still affected by Hurricane Milton, and insurance company not paying you for the damages, call us today for a free no obligation inspection at 850-285-0405
St. Petersburg, FL 33714
Single-story house in St. Petersburg, FL, featuring blue shutters, a bright blue front door, and landscaped with palm plants, highlighting a welcoming residential environment post-hurricane.
Otero Property Adjusting & Appraisals logo featuring a stylized house design, representing services in hurricane damage claims and insurance assistance.
Tamara G. Checked in
Are you or a love one still suffering from Hurricane Milton damages? Is your insurance company not paying enough for damages received? We are here to help. Otero Property Adjusting & Appraisal can heck with your insurance claim from start to finish and get you back to normal. Call today at 850-285-0405 to schedule a free no obligation inspection or visit www.oteroadjusting.com for more information.
St. Petersburg, FL 33710
Damaged beachfront property from hurricane impact, showing structural collapse and debris, highlighting the need for insurance claims assistance.
Otero Property Adjusting & Appraisals logo, representing professional public adjusting services for hurricane damage insurance claims in St. Petersburg, FL.
Ryan M. Checked in
When your property has been impacted by a hurricane, it’s crucial to assess the extent of the damage before deciding to file an insurance claim. This evaluation involves several considerations—and that’s where a Hurricane Damage Insurance Claims Adjuster can make all the difference. Let Us Help You!
St. Petersburg, FL
Damaged exterior wall of a property with visible siding and a rusted pipe, indicating potential hurricane-related issues, relevant for insurance claims assistance.
Otero Property Adjusting & Appraisals logo featuring a stylized house, representing services for hurricane damage insurance claims and property appraisal in St. Petersburg, FL.
David O. Checked in
It’s not too late to file your insurance claim for Hurricane Helen or Milton.
St. Petersburg, FL 33710
Hurricane-damaged residential property in St. Petersburg, FL, with visible repair needs, surrounded by a wooden fence and overgrown vegetation, emphasizing the importance of insurance claims assistance.
Otero Property Adjusting & Appraisals logo featuring a stylized house, representing services for hurricane damage insurance claims and property appraisal in St. Petersburg, FL.
David O. Checked in
As a public adjuster, I assist homeowners and business owners who have suffered damages from Hurricane Helene and Milton and haven't filed a claim. Florida statutes allow insureds to file insurance claim from one year of the loss. If you've already filed a claim and received a denial or have been underpaid, you have 18 months from the loss date to reopen your claim. Call us now for your free no obligation inspection with one of our experts today.
St. Petersburg, FL 33710
Single-story house in St. Petersburg, FL, with a red tile roof, driveway, and palm trees, representing residential property potentially affected by Hurricane Helene and Milton.
Otero Property Adjusting & Appraisals logo featuring a stylized house, representing services for hurricane damage insurance claims and property appraisal in St. Petersburg, FL.
David O. Checked in
I am a skilled professional that works for a Otero Property Adjusting & Appraisals company. I recently completed a job in St Petersburg, FL assisting home and business owners that suffered damages from hurricanes Helene and Milton. If you haven’t filed your insurance claim for damages received, then you still have a year from the storm to submit a claim. If you’re already filed a claim and have been wrongfully denied or underpaid, then there’s still time to reopen the claim. Call now for your free no obligation inspection and evaluation.
St. Petersburg, FL 33704
Damaged exterior of a residential property in St. Petersburg, FL, showing signs of hurricane impact, including cracked walls, broken window, and landscaping debris, relevant to insurance claims for Hurricane Helene and Milton.
Otero Property Adjusting & Appraisals logo featuring a stylized house design, representing services in hurricane damage claims and insurance assistance.
Tamara G. Checked in
Assisting homeowners who have suffered damages for Hurricane Helene or Milton in St. Petersburg, Tampa, Ft. Myers, Orlando and Sarasota area. Give us a call for a free, no-obligation inspection of property to assess the damages and determine the extent of coverage. Visit www.oteroadjusting.com or call 850-285-0405 today.
St. Petersburg, FL 33711
Residential property in St. Petersburg, FL, featuring a light-colored house with blue shutters, solar panels on the roof, and a white fence, showcasing a well-maintained lawn and clear sky, relevant to hurricane damage assessments.
Otero Property Adjusting & Appraisals logo featuring a stylized house design, representing services in hurricane damage claims and insurance assistance.
Tamara G. Checked in
In St. Petersburg area assisting homeowners who are still affected after Hurricanes Helene and Milton. Our OPPA public adjusters are experts in the field who will carefully examine the structure of your home, including the roof, walls, windows, fences, etc as well as checked for any signs of water damage, mold growth, or structural issues that could potentially lead to further damage. Call us today to schedule your free no-obligation inspection today or visit www.oteroadjusting.com
St. Petersburg, FL 33703
Roof inspection showing shingles, vent pipe, and shadow, relevant to assessing hurricane damage in St. Petersburg, FL.
Otero Property Adjusting & Appraisals logo featuring a stylized house, representing services for hurricane damage insurance claims and property appraisal in St. Petersburg, FL.
David O. Checked in
In St. Petersburg, FL inspecting properties who have suffered damages from Hurricane Milton. Our experts carefully inspect every aspect of your home in order to ensure you are fairly represented when damages happened. Call today for your free no obligation inspection by calling 850-285-0405 or visiting www.oteroadjusting.com.
St. Petersburg, FL 33713

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