Welcome to Otero Property Adjusting & Appraisals
We are public adjusters serving Fort Walton Beach, FL, We are licensed professional who represents policyholders during insurance claims to help them receive fair compensation. Unlike insurance company adjusters, a public adjuster works directly for the policyholder. They assess and document damage, negotiate with insurance companies, and clarify insurance policy details. Public adjusters handle various claims, including property damage from hurricanes, tornadoes, floods, water leaks, mold, fire, and smoke. They also manage claims for vandalism, theft, roof and flooring damage, income loss from business interruptions, and property that is no longer livable. Public adjusters simplify the claims process, aiming to maximize compensation and ease the stress of dealing with insurance claims.













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Our team offers expert assistance in handling roof damage claims, ensuring no detail is overlooked. From storm-related leaks and missing shingles to hidden water intrusion and structural issues, roof damage can create costly problems if not properly documented. If you would like help with your roof damage insurance claim, Contact Us!


If you’re facing flooring damage, don’t risk missing key details in your claim. Call today and let a public adjuster guide you through the process, ensuring you receive the full compensation!


When a hurricane strikes, the damage can feel overwhelming—roof leaks, flooding, structural issues, and lost belongings. Insurance companies often try to minimize payouts, but that’s where a relentless public adjuster makes all the difference. We fight for you every step of the way—documenting every loss, challenging low offers, and pushing until you receive the settlement you truly deserve. Don’t battle the storm’s aftermath alone—call today and let our hurricane damage adjusters protect your claim and fight for your recovery.


As your trusted Theft Claim Public Adjuster in Florida, we are committed to protecting your best interests. We carefully document every detail of your loss—from stolen items to property damage—so your claim accurately reflects the full extent of what you’ve experienced. Our goal is to help you secure the maximum compensation available under your insurance policy. Contact us today for a free consultation.