Service Areas

Did a recent storm leave you with roofing worries? Small roof leaks and trapped moisture are often invisible, but their damage isn't. We thoroughly detect, meticulously document, and aggressively claim all damage—protecting you from the high cost of mold and structural decay." Get Otero Property Adjusting & Appraisals on Your Side Today!

I am a public adjuster and recently assisted an insured, who suffered damages from Hurricane Milton, with reopening their claim. The statute of limitations has pasted to originally file a claim, however, if you’re already filed one then it can be reopened for 18 month from the date of loss. Here at Otero Property Adjusting & Appraisals, we can assist with reopening your claim that was either under paid or wrongful denied and ensure you receive settlement to repair your home.

Cooler weather often brings out portable heaters, which, paired with older wiring, significantly increase the risk of an electrical fire. When tragedy hits, the process of claiming insurance can be overwhelming. We step in to properly document and substantiate every detail of your fire and smoke damage, securing the full compensation you deserve. Start your journey toward recovery with a FREE consultation now, before minor incidents become major headaches.

The wait for a fair hurricane settlement has gone on long enough. Tired of seeing your claim denied or low-balled? Otero Property Adjusting & Appraisals INC. specializes in challenging and overturning those decisions, ensuring Florida homeowners finally get the funds needed for repairs. We're here to turn your underpaid claim into a proper settlement. Get a Free Claim Review Now!

We don't just see the flood; we find the full scope of the loss. As your dedicated Public Adjuster, we stand between you and the insurance company, meticulously documenting every area of damage—visible and invisible—to ensure your claim is maximized and properly covered. You shouldn't have to navigate complex policy language while recovering from a disaster. Don't Settle for Less Than You Deserve. Contact us!

Ceiling or wall damage in your home? Don’t stress—Otero Property Adjusting & Appraisals Inc. is ready to help. We’re specialists in fire damage insurance claims and experts at navigating complex insurance processes to ensure you get the compensation you deserve. Our licensed public adjusters inspect, document, and negotiate on your behalf—protecting your home, your claim, and your peace of mind. Don’t settle for less—call Otero today and let us fight for the payout you’re entitled to.