Welcome to Otero Property Adjusting & Appraisals
We are public adjusters serving Navarre, FL, We are licensed professional who represents policyholders during insurance claims to help them receive fair compensation. Unlike insurance company adjusters, a public adjuster works directly for the policyholder. They assess and document damage, negotiate with insurance companies, and clarify insurance policy details. Public adjusters handle various claims, including property damage from hurricanes, tornadoes, floods, water leaks, mold, fire, and smoke. They also manage claims for vandalism, theft, roof and flooring damage, income loss from business interruptions, and property that is no longer livable. Public adjusters simplify the claims process, aiming to maximize compensation and ease the stress of dealing with insurance claims.
Sharon Briggs
2024-10-18
David/Otero Property Adjusting & Appraisals was very knowledgeable, timely, and had great attention to detail! He worked with us through issues of having our homeowners insurance company closing to then restarting a claim with the state of Florida insurance. After several months, he was able to get all of our repairs addressed and compensated! His communication was right on point and his support office staff was super friendly and very competent. If we ever have the misfortune of needing assistance with another claim to our homeowners insurance policy, we will be calling him first rather than even trying to work with it ourselves.
Celeste Sepulveda
2024-10-06
Working with Otero Property Adjusting & Appraisal was a game-changer for us. When our property was damaged, we felt completely lost in the complexities of dealing with the insurance company. Thankfully, David took the reins and made the entire process smooth and stress-free. Their attention to detail was remarkable, and they made sure nothing was overlooked when assessing the damages.
What really stood out was their ability to advocate for us—fighting to make sure we received a fair settlement that truly reflected the extent of our losses. They kept us updated consistently and were always available to clarify any concerns. We wouldn’t have reached the successful outcome we did without their expertise and persistence. If you want someone reliable, knowledgeable, and who genuinely cares about getting you the best result, I wholeheartedly recommend Otero Property Adjusting & Appraisal.
Tamara Guerra
2024-09-26
I cannot recommend Otero Public Adjusting and Appraisals highly enough! From the moment I contacted them, their professionalism and expertise were evident. After experiencing significant property damage, I was overwhelmed and unsure of how to navigate the insurance claims process. Otero Public Adjusting & Appraisals stepped in and made everything so much easier.
I worked with public adjuster, David Otero, who was incredibly knowledgeable, guiding me through each step with patience and clarity. He thoroughly assessed the damage and meticulously prepared my claim, ensuring that nothing was overlooked. I was truly impressed with his commitment to advocating for my best interests—always fighting for the maximum settlement I deserved.
Communication was excellent; they kept me informed throughout the entire process and were always available to answer any questions. Thanks to David, I received a settlement that exceeded my expectations.
If you’re looking for a reliable and dedicated public adjusting company, look no further than Otero Public Adjusting & Appraisals. They turned a stressful situation into a manageable one, and I’m truly grateful for their support!
Brock Magaro
2024-09-25
I don’t know how he does it. But David works magic, he was able to settle my aunt’s claim for 3x what was offered by the insurance company. If you’re not looking to have Otero Public Adjusting as your representation for your insurance claim, then you’re looking in the wrong place.
Mike Paone
2024-09-16
When the insurance company wasn't acting in good faith and honoring their contractual obligations after hurricane Sally I called on Otero and his team to assist. They hit the ground running, understand the process very well, communicated everything so we always knew what was going on, and got us what was needed to restore our home to the pre-storm conditions. Since then I have referred many of my clients in desperate need to Otero, and have worked on many restorations he helped folks out with. If you need someone to assist with your insurance claims Otero Property Adjusting & Appraisals is your best bet!! You'll have piece of mind knowing the job is getting done, and in the end you'll get what you need to restore your property,
Logan Lee
2024-09-04
Otero Public Adjusting is the team you need when your home insurance company only sees you as a number and not as a person. Otero's team have been working hurricane, fire, flood, and storm claims in the Florida region for many years and have a strong working knowledge of how the claim process works in your favor. From day one Otero will tell you what to expect and help navigate you through the entire claim process. After calling Otero you will have peace of mind knowing that your claim is in good hands.
