Welcome to Otero Property Adjusting & Appraisals
We are public adjusters serving Navarre, FL, We are licensed professional who represents policyholders during insurance claims to help them receive fair compensation. Unlike insurance company adjusters, a public adjuster works directly for the policyholder. They assess and document damage, negotiate with insurance companies, and clarify insurance policy details. Public adjusters handle various claims, including property damage from hurricanes, tornadoes, floods, water leaks, mold, fire, and smoke. They also manage claims for vandalism, theft, roof and flooring damage, income loss from business interruptions, and property that is no longer livable. Public adjusters simplify the claims process, aiming to maximize compensation and ease the stress of dealing with insurance claims.
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We perform a detailed and comprehensive inspection to identify all areas affected by water damage in your home—both visible and hidden. This ensures nothing is missed when filing your insurance claim. Protect your property and your peace of mind—contact us today to schedule a professional water damage assessment.
If you're facing hurricane damage and need guidance with your insurance claim, we're here to help. Our team will walk you through your policy, explain your coverage options, and ensure your claim is properly documented and submitted. Don't leave your settlement to chance—reach out today for a consultation and let us help you get the compensation you deserve.
When your home or business experiences damage, navigating the insurance claim process can feel overwhelming. While insurance company adjusters focus on processing claims, our role as public adjusters is to represent your best interests. We’re here to guide you every step of the way—making sure your damage is thoroughly evaluated, properly documented, and fairly presented. Public adjusters play a key role in helping policyholders understand their coverage and maximize their settlement. With our support, you can move forward with clarity, confidence, and peace of mind.
Fire damage can be devastating—but navigating your insurance claim doesn’t have to be. As your trusted Fire Damage Insurance Claims Adjuster, we handle every detail of your claim, from assessing structural and smoke damage to negotiating the maximum settlement with your insurance company. We work for you—not the insurer—to ensure you receive the compensation you need to recover and rebuild.
Is your home damaged and the insurance company is not paying enough to make repairs? Call us today for a free-no-obligation inspection with one of our trusted public adjusters. We are here to help. Visit www.oteroadjusting.com for more information.