Public Adjuster for Ferry Pass

Otero Property Adjusting & Appraisals handles property insurance claims in Ferry Pass, from the subdivisions off Scenic Hwy and Greenbrier Blvd to the apartments and businesses along Davis Hwy and N 9th Ave. We inspect every property in person.

David Otero

David Otero, President
Licensed Florida public insurance adjuster
Insurance claims experience since 2019

Homeowner, renter and business claims in Ferry Pass

Ferry Pass has a wide mix of property: single-family subdivisions, apartment complexes, shopping centers and offices near the University of West Florida. The type of policy changes what a claim covers and who files it.

Homeowners file under their homeowners policy for the house and their belongings. Renters file under a renters policy (HO-4) for their belongings and, if the unit can’t be lived in, additional living expenses, while the building itself is the landlord’s claim. Businesses may have both property and business income coverage. We start by reading the policy that applies to you.

Why we’re local here

David Otero, our president and primary adjuster, holds Florida public adjuster license W605057, and the firm is a Licensed Public Adjusting Firm (FL License G123844). Ferry Pass is about 8 miles from our office on W Michigan Ave. Streets we cover include Village Oaks Dr, Goodrich Dr, Atwood Dr, Lawton St, Stark Ave, River Gardens Cir, Greenbrier Blvd, Campus Dr and Scenic Hwy. For the rest of the city, see our Pensacola public adjuster page.

Otero Property Adjusting & Appraisals logo banner in the Pensacola office
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Tell us about the damage. We will follow up to schedule your free, no-obligation inspection.

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Claims we handle in Ferry Pass

Because Ferry Pass mixes homes, apartments and businesses, the first step is always working out whose policy covers what.

Homeowner claims in subdivisions

Roof, wind and water damage to homes in the Ferry Pass subdivisions.

Renter contents claims

Belongings and additional living expenses under a renters policy when a unit is damaged.

Commercial property

Shops, offices and other business property along Davis Hwy and Nine Mile Rd.

Business income claims

Lost income while a damaged business is being repaired, under the terms of your policy.

From Ferry Pass and Nine Mile to our office

From Ferry Pass and Nine Mile to our office at 3105 W Michigan Ave, Pensacola, FL 32526, is about 15 to 20 minutes by car. We travel to the property for every inspection. Just to the south, see our page for Cordova Park, Brent and the airport area.

Ferry Pass Public Adjuster FAQs

Do you handle renter claims for apartments in Ferry Pass?

Yes. A renters policy (HO-4) usually covers your belongings and, if the unit can’t be lived in, additional living expenses. Damage to the building itself is the landlord’s claim. We review your renters policy and document your losses.

If your commercial policy includes business income coverage and the damage forced you to close or slow down, it may apply. We review the policy terms and document the loss.

Our office at 3105 W Michigan Ave is about 8 miles from Ferry Pass, about 15 to 20 minutes by car. We come to your property for the inspection.

Storm or water damage in Ferry Pass and Nine Mile?

Call for a free inspection and policy review.

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