Wry, clear guide: does smoking raise your home insurance? Learn how fire claims, surcharges and public adjusters in Florida affect premiums and payouts. Read!!!
Do You Pay More For Health Insurance If You Smoke? Read More »
Think hiding you smoke saves on home insurance? Learn risks – claim denial, rescission, higher premiums – and clear steps (and when to call a public adjuster).!
What Happens If You Don’t Tell Your Insurance You Smoke? Read More »
Curious how insurers predict losses? A wryly plainspoken guide – actuaries, models, hurricanes, and why a Florida public adjuster can tip scales in your favor!!
Which Method Is Used By Insurance Companies To Predict Losses? Read More »
Curious how insurers keep or share risk? Learn the retention ratio, why Florida homeowners should care, and how it shapes claims — told with wry, plain humor.!!
What Is The General Insurance Retention Ratio? Read More »
Discover how insurance companies play detective to determine your losses after disasters. Unravel the mystery with adjusters guiding you to fair solutions.
How Do Insurance Companies Determine Losses? Read More »
